Home Sale Proceeds Calculator
Estimate how much money you'll actually walk away with after selling your home. Enter your sale price, mortgage balance, and state — we'll subtract commissions, closing costs, and taxes to show your net proceeds.
Show sellers exactly what they'll walk away with.
Free seller net sheet calculator. Fill in the property details and download a professional PDF in 60 seconds. No signup, no subscription.
Not sure? Leave at $0 — your title company will confirm the exact amount.
Post-NAR settlement: this is now negotiable. Enter 0 if not offering.
Select a state above to auto-populate average estimates. Your title company will confirm exact amounts.
This is an estimate only. Actual proceeds depend on final negotiations, exact closing costs, and your specific mortgage terms. Consult your agent and title company for exact figures.
Frequently asked questions
How do I calculate my home sale proceeds?
Take your expected sale price and subtract your remaining mortgage balance, agent commissions (typically 5–6% total), closing costs (1–3%), and any concessions to the buyer. What's left is your net proceeds — the money you actually walk away with.
How much will I make selling my house?
On average, sellers keep 85–92% of the sale price after paying off their mortgage and closing costs. This calculator gives you a personalized estimate based on your sale price, mortgage balance, state, and expected costs.
What costs come out of my home sale?
The biggest costs are your mortgage payoff, real estate commissions (5–6%), title insurance, transfer taxes, escrow/attorney fees, prorated property taxes, and any repair credits or concessions to the buyer.
Is this calculator free?
Yes — completely free with no signup. You can also download a PDF summary. An optional $29 unlock adds agent branding for real estate professionals.