What is Kentucky's transfer tax?

Kentucky charges $0.50 per $500 of sale price (0.10%) in real estate transfer tax, paid by the seller and collected at recording.

Who pays for title insurance in Kentucky?

In Kentucky the buyer typically pays for the owner's title policy, while the seller pays for the deed preparation and transfer tax.

What are typical Kentucky seller closing costs?

Excluding commissions, Kentucky sellers usually pay 1–2% of the sale price in transfer tax, attorney fees, prorated taxes, and recording.

Net sheets by state · Kentucky

Kentucky Seller Net Sheet Calculator

Kentucky charges a transfer tax of $0.50 per $500 of sale price. Factor this into your net proceeds estimate alongside commissions and title fees.

Free Seller Net Sheet Calculator

Enter the sale price and costs — see exactly what the seller walks away with. Download a branded PDF in under 2 minutes.

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Property Details

Sale price

Property address (optional)

State

Mortgage & Existing Liens

Remaining mortgage balance

Second mortgage / HELOC (optional)

Other liens (optional)

Not sure? Leave at $0 — your title company will confirm the exact amount.

Agent Commissions

Your commission

Buyer agent commission (if offered)

Post-NAR settlement: this is now negotiable. Enter 0 if not offering.

Commission total$0.00(5.00%)

Closing Costs

These are average estimates for Kentucky. Your title company will confirm exact amounts.

Title insurance

Transfer / excise tax

Escrow / attorney fees

Recording fees

Prorated property taxes

Home warranty (optional)

Seller concessions / repair credits

Other costs (optional)

Pre-Sale Expenses

Include

This is an estimate only. Actual proceeds depend on final negotiations, exact closing costs, and your specific mortgage terms. Consult your agent and title company for exact figures.

Kentucky seller FAQ

Net sheets for other states

Also useful for contractors: Field Invoice · Field Estimate →