What are Maryland transfer and recordation taxes?

Maryland charges a 0.5% state transfer tax and a county transfer tax of 0.5–1.5%, plus a recordation tax of roughly $5–$10 per $1,000 depending on county. Costs are typically split 50/50.

Who pays for title insurance in Maryland?

In Maryland, the buyer typically pays for title insurance since it protects their ownership interest.

Is an attorney required for closing in Maryland?

No, but many Maryland closings are handled by a title company with attorney oversight.

Net sheets by state · Maryland

Maryland Seller Net Sheet Calculator

Maryland has both a state and county transfer tax, plus a recordation tax — one of the more complex closing cost structures for sellers. Get your full net proceeds picture before listing.

Show sellers exactly what they'll walk away with.

Free seller net sheet calculator. Fill in the property details and download a professional PDF in 60 seconds. No signup, no subscription.

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Property Details

Sale price

Property address (optional)

State

Mortgage & Existing Liens

Remaining mortgage balance

Second mortgage / HELOC (optional)

Other liens (optional)

Not sure? Leave at $0 — your title company will confirm the exact amount.

Agent Commissions

Your commission

Buyer agent commission (if offered)

Post-NAR settlement: this is now negotiable. Enter 0 if not offering.

Commission total$0.00(5.00%)

Closing Costs

These are average estimates for Maryland. Your title company will confirm exact amounts.

Title insurance

Transfer / excise tax

Escrow / attorney fees

Recording fees

Prorated property taxes

Home warranty (optional)

Seller concessions / repair credits

Other costs (optional)

Pre-Sale Expenses

Include

This is an estimate only. Actual proceeds depend on final negotiations, exact closing costs, and your specific mortgage terms. Consult your agent and title company for exact figures.

Maryland seller FAQ

Net sheets for other states

Also useful for contractors: Field Invoice · Field Estimate →