What is the Pennsylvania realty transfer tax?

Pennsylvania charges a 1% state realty transfer tax plus a 1% local tax in most jurisdictions, for a combined 2%. It's customarily split 50/50 between buyer and seller.

Does Philadelphia have a higher transfer tax?

Yes. Philadelphia charges a 3.278% local transfer tax on top of the 1% state tax, for a combined 4.278% — one of the highest in the country.

Who pays for title insurance in Pennsylvania?

In Pennsylvania, the buyer typically pays for title insurance. Rates are regulated by the state.

Net sheets by state · Pennsylvania

Pennsylvania Seller Net Sheet Calculator

Pennsylvania has one of the higher realty transfer taxes — 1% state plus 1% local, for a combined 2% in most areas. Calculate your true net proceeds before accepting any offer.

Show sellers exactly what they'll walk away with.

Free seller net sheet calculator. Fill in the property details and download a professional PDF in 60 seconds. No signup, no subscription.

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Property Details

Sale price

Property address (optional)

State

Mortgage & Existing Liens

Remaining mortgage balance

Second mortgage / HELOC (optional)

Other liens (optional)

Not sure? Leave at $0 — your title company will confirm the exact amount.

Agent Commissions

Your commission

Buyer agent commission (if offered)

Post-NAR settlement: this is now negotiable. Enter 0 if not offering.

Commission total$0.00(5.00%)

Closing Costs

These are average estimates for Pennsylvania. Your title company will confirm exact amounts.

Title insurance

Transfer / excise tax

Escrow / attorney fees

Recording fees

Prorated property taxes

Home warranty (optional)

Seller concessions / repair credits

Other costs (optional)

Pre-Sale Expenses

Include

This is an estimate only. Actual proceeds depend on final negotiations, exact closing costs, and your specific mortgage terms. Consult your agent and title company for exact figures.

Pennsylvania seller FAQ

Net sheets for other states

Also useful for contractors: Field Invoice · Field Estimate →