Does South Dakota charge a transfer tax?

South Dakota charges a small real estate transfer fee of $0.50 per $500 of value (0.10%), paid by the seller — far lower than most states.

Who pays for title insurance in South Dakota?

The seller customarily pays for the owner's title insurance policy or abstract continuation, with closing fees usually split.

What are typical South Dakota seller closing costs?

Excluding commissions, expect roughly 1–2% of the sale price for title, closing, prorated taxes, and recording.

Net sheets by state · South Dakota

South Dakota Seller Net Sheet Calculator

South Dakota has no state income tax and no real estate transfer tax, keeping seller closing costs predictable. Calculate your net proceeds from any South Dakota home sale.

Free Seller Net Sheet Calculator

Enter the sale price and costs — see exactly what the seller walks away with. Download a branded PDF in under 2 minutes.

✓ No signup required✓ PDF downloads instantly✓ Branded PDF for $29 one-time

Property Details

Sale price

Property address (optional)

State

Mortgage & Existing Liens

Remaining mortgage balance

Second mortgage / HELOC (optional)

Other liens (optional)

Not sure? Leave at $0 — your title company will confirm the exact amount.

Agent Commissions

Your commission

Buyer agent commission (if offered)

Post-NAR settlement: this is now negotiable. Enter 0 if not offering.

Commission total$0.00(5.00%)

Closing Costs

These are average estimates for South Dakota. Your title company will confirm exact amounts.

Title insurance

Transfer / excise tax

Escrow / attorney fees

Recording fees

Prorated property taxes

Home warranty (optional)

Seller concessions / repair credits

Other costs (optional)

Pre-Sale Expenses

Include

This is an estimate only. Actual proceeds depend on final negotiations, exact closing costs, and your specific mortgage terms. Consult your agent and title company for exact figures.

South Dakota seller FAQ

Net sheets for other states

Also useful for contractors: Field Invoice · Field Estimate →