What is the Tennessee transfer tax?

Tennessee charges a recordation tax of $0.37 per $100 of sale price (0.37%) on the deed, typically paid by the seller.

Who pays for title insurance in Tennessee?

In Tennessee, the buyer typically pays for title insurance, though this is negotiable.

Does Tennessee tax capital gains on home sales?

No. Tennessee has no state income tax, so there's no state capital gains tax on the sale of your home.

Net sheets by state · Tennessee

Tennessee Seller Net Sheet Calculator

Tennessee has no state income tax on wages and a relatively low closing cost burden for sellers. Calculate your net proceeds from any Tennessee home sale.

Show sellers exactly what they'll walk away with.

Free seller net sheet calculator. Fill in the property details and download a professional PDF in 60 seconds. No signup, no subscription.

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Property Details

Sale price

Property address (optional)

State

Mortgage & Existing Liens

Remaining mortgage balance

Second mortgage / HELOC (optional)

Other liens (optional)

Not sure? Leave at $0 — your title company will confirm the exact amount.

Agent Commissions

Your commission

Buyer agent commission (if offered)

Post-NAR settlement: this is now negotiable. Enter 0 if not offering.

Commission total$0.00(5.00%)

Closing Costs

These are average estimates for Tennessee. Your title company will confirm exact amounts.

Title insurance

Transfer / excise tax

Escrow / attorney fees

Recording fees

Prorated property taxes

Home warranty (optional)

Seller concessions / repair credits

Other costs (optional)

Pre-Sale Expenses

Include

This is an estimate only. Actual proceeds depend on final negotiations, exact closing costs, and your specific mortgage terms. Consult your agent and title company for exact figures.

Tennessee seller FAQ

Net sheets for other states

Also useful for contractors: Field Invoice · Field Estimate →